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Temecula Bankruptcy Attorney

Murrieta Chapter 7 and 13 Bankruptcy Lawyer

If you are concerned about paying your bills or your mortgage, call a bankruptcy lawyer as soon as you think you may be in trouble. If you have fallen behind on your house payments or are living on credit cards, now is the time to seek help — before the situation gets worse. When people wait to get help until it is too late, they lose the ability to preserve their savings and other assets.

At the Law Offices of Charles X. Delgado, we represent individuals and small- to medium-sized businesses in California in bankruptcy proceedings. Attorney Delgado has 39 years of legal experience and can help you determine whether bankruptcy is right for you. For a free consultation with a Temecula bankruptcy lawyer, please call 951-795-4058 or contact us online.

How We Can Help

During our meeting, we will analyze your financial situation and discuss your options for debt relief, including Chapter 7, Chapter 13 and loan modification. We will tell you up front whether filing bankruptcy makes sense for you. When we analyze your finances, we will determine whether you may be able to keep your house and other assets.

When you file for bankruptcy, you receive an automatic stay that puts a stop to all collection activities while the bankruptcy is in progress. Creditors will not be allowed to harass you, call you or garnish your wages. The automatic stay also prevents property or collateral seizure, and the filing or foreclosure of liens on your property.

It is important that you do not deplete or transfer your assets before speaking with a bankruptcy attorney. You may further damage your finances and limit your options if you do.

Please call 951-795-4058 to schedule an appointment with a Murrieta Chapter 7 and 13 bankruptcy lawyer. Your consultation is free.

Frequently Asked Questions

Q: What is the difference between Chapter 7 and Chapter 13 in Bankruptcy ?
A: If non-bankruptcy alternatives are not feasible, most consumer debtors must decide between a Chapter 7 and a Chapter 13 bankruptcy. A Chapter 7 bankruptcy is a “Liquidation” bankruptcy whereby certain debts may be discharged and assets are liquidated to pay...Read More

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